Description
Southend HMO investment presents a turnkey opportunity to acquire a fully licensed freehold 6-bed HMO in the heart of Southend-on-Sea SS1. Firstly, situated just 0.4 miles (8 min walk) from Southend Central Station—offering sub-hour services to London Fenchurch Street. In addition, just moments from the vibrant seafront and town centre amenities, Secondly, the property generates £61,000 p.a., delivering a standout 16.5% gross yield and over 10% net yield after operating costs.
Thirdly, internally, six well-proportioned double bedrooms share a contemporary communal kitchen, fitted with stainless steel appliances, quartz worktops, pendant lighting, and a central island. In addition, the adjacent lounge is bathed in natural light, emphasizing quality finishes, high-speed broadband, and energy-efficient LED downlights. Full compliance with Mandatory HMO licensing ensures interlinked smoke alarms, fire doors, emergency lighting, and safe escape routes.
Financially, operating costs run at c. 40.6% of gross income, delivering a net monthly cash flow of approximately £3,020. Under an optimal financing structure (25% deposit at 5.5% BTL rate), investors achieve a 16.2% cash-on-cash return, outpacing regional HMO yields of 8–10% and local comparables (12.3–12.4%). With strong tenant demand from students and professionals—driven by burgeoning local developments such as the university campus and airport expansion—this HMO offers both cash flow and capital growth potential.
Key Takeaways:
• Freehold 6-bed HMO yielding £61k p.a. (16.5% gross; 10%+ net)
• Prime SS1 location near city centre & Southend Central Station
• Optimal financing (25% deposit @5.5%) drives 16.2% cash-on-cash returns
Income & Investment Analysis
| Metric | Value |
|---|---|
| Guide Price | £370,000 |
| Annual Rental Income | £61,000 p.a. |
| Gross Yield | 16.5% |
| Net Yield | 10.0%+ |
| Operating Costs | 40.6% of income |
| Net Monthly Income | £3,020 |
| Cash-on-Cash Return (optimum) | 16.2% (25% deposit @ 5.5% rate) |
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Figure: Annual Cash Flow Analysis & Market Comparison |
Location
Southend-on-Sea SS1 blends coastal leisure with urban convenience:
Firstly – Southend Central Station – direct to London (< 1 hr)
Secondly – Southend Victoria Station – Elizabeth Line to London Liverpool Street
- Seafront & Pier – Adventure Island & esplanade
- Shopping – Royals & Victoria Centres
- Schools – Bournes Green Infants/Junior, Sacred Heart Primary
- Leisure – Cliffs Pavilion Theatre & Sea Life Adventure
Media & Links
- 🔗 southend.gov.uk/licences/hmo-licence > Southend Council HMO Licensing
- 🔗 nationalrail.co.uk/stations/SOU/details.html > Southend Central Station Timetable
- 🔗 /area-guides/southend-on-sea > Southend-on-Sea Area Guide
- 🔗 /auction-calendar > Auction Calendar
Last Updated: Monday, September 08, 2025, 10:00 BST
